Insomnia

So I can't sleep tonight, just adjusting to normal schedule I guess. Anyway I present to you loyal non-existent reader a rant. Insurance, I want to start an insurance company. It seems like the best friggin way to make money, people pay you money and the only thing you have to do is pay for their bills if something happens to go wrong. The best part is people are forced to pay you by the government. I think that if everyone just put all the money they pay in insurance into a savings account that they only used when they needed the money for an accident or something then they would have a lot more money to spend on stuff. Like at least that way people would be in control of their money. Anyway I want to start an insurence company, everyone send me 50 bucks a month and if something bad happens ill send you a hundred bucks (you just have to pay me a 50 doller deductable). All my money problems are solved.